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Customers are happy with their low rates and easy application process. Fair is between 630 and 689.

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. Another key difference is that while loan terms start at three months they can last as long as six years. A bad credit score is between 300 and 629. It is truthfully difficult to get a 25000 personal loan with bad credit at least one with a reasonable APR.

This is a huge jump if youre looking for much more substantial financing. Most of its borrowers have credit scores between 600 and 700 which covers much of the range for fair. PenFed has excellent ratings from Trustpilot and the BBB.

For more information on bad credit loan rates check out our page on bad credit personal loans. Loan amounts start at 2000 and go all the way up to 35000. Min Credit Not disclosed.

The minimum credit score for a PenFed Credit Union auto loan is 610. Good is between 690 and 719. Loan amounts range from 500 to 150000 with loan terms of 36 to 84 months.

Avant targets bad- and fair-credit borrowers.

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